Using a large skillet, add the beef, sausage and onions. Cook, stirring often, for 8-10 minutes, or until meat is fully cooked. Drain excess fat from pan.

Cook rice according to package instructions.

Using a slow cooker, add the cooked meat mixture, cooked rice, beans, enchilada sauce, half-and-half, Monterey Jack cheese, cheddar cheese and cream cheese.

Cover and cook on low for 1½-2 hours, or until cheese has completely melted.

Garnish with freshly chopped cilantro and serve with tortilla chips.